If you are still working:

It is no secret that the nanny State is on its way out. The current basic State pension is just £97.65 a week, could you survive on that?

With life expectancy increasing and the birth rate remaining static, there are more and more pensioners relying on a smaller and smaller workforce. So as the years pass there will be less and less State pension money available to go round.

Therefore it is vital that we all make extra provision for our retirement through some form of private pension.

To encourage people to save for retirement the Government allows very generous tax breaks on pension contributions.  Basic rate tax payers receive tax relief at 20 percent; higher rate tax payers receive relief at 40per cent. It's not often that the Inland Revenue actually gives you money.

So it makes sense to take advantage of a pension, the most tax-efficient way of investing you will find.

If you are about to retire:

What are your circumstances?

What is your state of health?

What funds do you have available and where are they?

You have many options to choose from - What are yours?

Already Retired?

Will you last longer than your money?

Do you sleep soundly at night knowing your money is invested in the right place for you?

Are you struggling to make ends meet?

We can help you.

Guildhall Financial Services, 78 Abbotsbury Road, Bury St Edmunds, Suffolk. IP33 2HP

Suite 3, Ventura House, Kempson Way, Moreton Hall, Bury St Edmunds, IP32 7AR

Telephone: 01284 723422 Fax: 01284 761374 Mobile: 07702 686176

email: roger@young-ifa.co.uk

This site is intended for UK consumers only.

Guildhall Financial Services is an appointed representative of Sesame Ltd which is authorised and regulated by The Financial Services Authority (FSA). Sesame is entered on the FSA register at http://www.fsa.gov.uk under reference 150427.